Credit Where Credit Is Due

Credit Engine > Deserve

Deserve is the story of the little engine that could. It started out as a credit card for foreign students who wanted to establish credit, then went on to serve young professional Millennials and Gen Z. It uses info beyond FICO scores, like income and employment records, to increase approval rates.

Making a Dent > Perch Credit

Fist pump! Perch’s app helps young adults build credit through nontraditional ways like rent payments, subscriptions, and credit cards. They also offer savings and microlearning accounts to school users on personal finance.

Ready to Make Its Mark > Zoro Card

See, this is how an elevator pitch is done: “Build credit with a debit card. Just $3/month.”

CLOSING SHOT

Doing good and doing well don’t have to be polar opposites. Let’s give credit where credit is due…past due.

NEXT UP

Calling 911. Who’s got your back in an emergency?

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